Check if you can get Income Support
You might get Income Support if you’re struggling to pay bills.
You can only make a new claim for income-related ESA if you’re getting, or recently stopped getting a benefit with a severe disability premium (SDP).
If you haven’t been getting an SDP, you might be able to apply for Universal Credit instead – check if you can claim Universal Credit.
If you should have been getting an SDP but it’s not included in your benefits, contact your nearest Citizens Advice.
Check if you’ve been getting a severe disability premium
You might get an SDP with:
- income-based Jobseeker’s Allowance
- income-related Employment and Support Allowance
- Income Support
- Housing Benefit
Check your benefit award letter to see if you’re getting an SDP – it usually says you’re getting it “because you are severely disabled”.
You can claim Income Support if you’re getting a benefit with an SDP.
You can also claim Income Support if you stopped getting a benefit with an SDP in the last month and you can still get an SDP. Check if you can get an SDP on GOV.UK.
- you should have been getting an SDP but it’s not included in your benefits
- you’re getting a disability benefit from a country in the EU, Norway, Switzerland, Iceland or Liechtenstein
You must also be 16 or over and meet all of the following:
- be pregnant, a carer, a single parent looking after a child under 5, or, for example, a refugee learning English, aged 21 or under without parental support and not in advanced education
- working less than 16 hours a week (you might still be eligible if you do unpaid voluntary work or go on unpaid parental or paternity leave)
- be under State Pension age - check your State Pension age on GOV.UK
- on a low income or have no income
- don't have savings of more than £16,000
If all of these points don’t apply, you might still be able to claim Income Support in some cases, if either:
- you can't work because you're disabled or a carer
- you're off work and getting Statutory Sick Pay (SSP), Incapacity Benefit or Severe Disablement Allowance
- you're aged 16-20 and in full-time education or training (excluding university)
If you're from the EU, Norway, Switzerland, Iceland or Liechtenstein
To apply for Income Support you need to show:
- you have a right to claim benefits in the UK - this is called a ‘right to reside’ and depends on things like your work, family and personal situation
- the UK, Ireland, Channel Islands or Isle of Man is your main home and you plan to stay - this is known as being ‘habitually resident’
To stay in the UK after 30 June 2021 you need to apply for ‘settled status’ or ‘pre-settled status’. It’s best to apply as soon as you can.
You must be in the UK by 31 December 2020 to apply for settled status or pre-settled status.
If you’ve lived in the UK for 5 years or more
You should apply for ‘settled status’. If you have settled status, you automatically have a right to reside.
Check how to apply for settled status under the EU Settlement Scheme.
If you’ve lived in the UK for less than 5 years
You should apply for ‘pre-settled status’ - if you have it, you might be able to get Income Support. You’ll still need to show:
- you have a right to reside - check if you have a right to reside
- you’re habitually resident - check if you’re habitually resident
Check how to apply for pre-settled status under the EU Settlement Scheme.
If you're a returning UK resident
You’ll need to give evidence to show the UK, Ireland, Channel Islands or Isle of Man is your main home and you plan to stay. This is known as being ‘habitually resident’.
If you're a refugee
You can usually claim Income Support if you’re a refugee and you’re learning English for more than 15 hours a week. You’ll need to have started the course less than a year after you arrived in England, Scotland or Wales. You'll only be able to claim Income Support for up to 9 months.
Check the extra conditions for your circumstances
Depending on your circumstances, there are some extra conditions you’ll need to meet before you can claim.
If you're pregnant
You can usually get Income Support from 11 weeks before your due date until 15 weeks after your baby is born.
If you can’t work because you’re pregnant, you can claim Income Support sooner than 11 weeks before your due date.
If you're a carer
If you already get Carers Allowance there are no extra conditions for you to claim Income Support. Getting Income Support won’t affect your Carer’s Allowance, or any benefits claimed by the person you care for.
If you don’t claim Carers Allowance, there are extra conditions that you have to satisfy to show that you are caring. The person you care for must be getting one of the following benefits, or must have applied for one of them within the last 26 weeks and be awaiting the decision:
- Attendance Allowance
- the care component of Disability Living Allowance at the middle or highest rate
- the daily living component of Personal Independence Payment
- Armed Forces Independence Payment
You’ll also have to explain how you provide regular and substantial care for that person. You can get Income Support even if you’re caring for someone temporarily.
Getting Income Support won’t affect any benefits claimed by the person you care for.
If you're looking after someone
You can claim Income Support as a single person if you’re:
- aged 18 or over and looking after a child under 5
- aged 16 or 17 and looking after a child of any age
- looking after a foster child who’s under 16
- adopting a child (your claim starts after the child is placed with you)
You can claim Income Support as a single person, or in a couple, if you’re:
- looking after a child who’s sick or disabled and gets a qualifying benefit
- looking after a family member who's temporarily ill
- looking after a child under 16 while the person who usually looks after them is away or ill
- a woman who’s given birth in the last 15 weeks, or you’ve had a miscarriage in the last 15 weeks
If you’re looking after a child who’s sick or disabled, you can claim Income Support even if you’re working more than 16 hours a week. You’ll still need to be on a low income to qualify.
If you’re on unpaid parental leave
You can claim Income Support while on unpaid parental leave if you were getting one of the following benefits:
- Housing Benefit
- working tax credits
- child tax credits, if you got more than the family element
You can’t claim Income Support while on paid parental leave.
If you’re on paternity leave
You can claim Income Support while on paternity leave as long as you:
- aren’t entitled to Statutory Paternity Pay
- don’t get paternity pay from your employer
If you’re getting paternity pay, you might still be able to get Income Support if you were entitled to housing benefit or tax credits the day before you went on paternity leave.
If you're in full-time education or training
You might also be able to get Income Support while you’re studying or training full-time. You need to be between 16 and 20 and one of the following:
- a parent
- living away from parents or guardians
- a refugee learning English
Most education counts, as long as it's below the level of a university degree - for example GCSE, A-level and NVQ.
If you’re in training, it needs to be an unpaid, government-approved scheme - for example a Foundation Apprenticeship or Traineeship.
You might be able to claim Income Support during the summer holidays if you’re:
a single parent who’s studying
in a couple where you’re both studying and have children
Contact your nearest Citizens Advice if you aren’t sure whether your education or training means you can can claim Income Support.
Claiming as a couple
If you’re married, in a civil partnership or living together, you’ll need to give your partner’s details on the application. To qualify, your partner needs to be:
- under Pension Credit qualifying age
- working less than 24 hours a week
- not getting Universal Credit, income-based Jobseeker’s Allowance or income-related Employment and Support Allowance
Your partner’s work, income and savings will also be taken into account.
Check you're on a low income
Your income needs to be less than a certain amount to claim Income Support - this amount depends on your circumstances.
Your income can’t be higher than the amount you’d get from Income Support each week - check how much you can get.
When you work out your earnings, you can exclude the first:
- £5 a week if you’re single with no children
- £10 a week if you’re claiming as a couple
- £20 a week if you’re a single parent, disabled or a carer
Some other benefits also count towards your income, for example working tax credits or Carer’s Allowance.
If you're 18 or over, you can use the Turn2us benefits calculator to work out if you can get Income Support alongside your other benefits.
Work out your capital
You can’t get Income Support if your capital is worth more than £16,000. This includes your partner’s capital if you’re in a couple.
Capital is any money or property you have - for example your savings. It doesn’t include personal possessions like a car or furniture.
Your home doesn’t count as part of your capital if:
- you live there
- you’ve moved out but your partner still lives there - for example if you’re living in a care home
Your home does count as part of your capital if you and your partner both live somewhere else.
If you've separated and your ex-partner still lives in the home you jointly own, the property won't count as capital for the first 26 weeks of your claim. If your ex-partner carries on living in the property as a single parent, the property won't count as capital for as long as they live there.