Most people will need to borrow money at some stage to tide them over in an emergency, to buy larger items or to fund a special event. Borrowing money can also be called credit.
Before you borrow money, it's important to make sure you will be able to keep up the repayments, otherwise you could be taken to court and might even lose your home or other valuable possessions.
Find out about the different ways to borrow money, how to borrow sensibly and how to avoid some of the pitfalls of borrowing which can lead to problems with debt
Get payments paused or reduced if you’re struggling to pay because of coronavirus. This includes personal loans and payday loans, or things you’ve bought on finance, like a car.
Advice on getting a good best deal when borrowing money, including comparing credit products, costs involved, terms and conditions and checking whehter you can afford the repayments.
Information on credit scoring, credit rating, credit reference agencies and how they decide whether or not to give you credit.
Find out if your credit agreement is covered by the Consumer Credit Act 1974 and your rights if you want to cancel it.
Find out if your credit agreement is covered by the Consumer Credit Act 1974 and how to pay it off early.
Top tips for borrowing money, taking out a loan or using a credit card.